--- title: "Insurance Agency in Fremont OH | Auto, Home & Business Insurance | Insurance Specialists of Ohio" description: "Insurance Specialists of Ohio is an independent agency in Fremont OH comparing rates from top carriers for auto, home, business, and life insurance across Ohio." lang: en json-ld: | { "@context": "https://schema.org", "@type": "InsuranceAgency", "name": "Insurance Specialists of Ohio", "url": "https://ins-ohio.com", "telephone": "+1-419-930-5940", "faxNumber": "+1-888-334-6454", "address": { "@type": "PostalAddress", "streetAddress": "219 S Front St, Suite 101", "addressLocality": "Fremont", "addressRegion": "OH", "postalCode": "43420", "addressCountry": "US" }, "image": "https://ins-ohio.com/insurance-specialists-ohio-logo.webp", "priceRange": "$$", "openingHoursSpecification": [ { "@type": "OpeningHoursSpecification", "dayOfWeek": [ "Monday", "Tuesday", "Wednesday", "Thursday", "Friday" ], "opens": "09:00", "closes": "17:00" }, { "@type": "OpeningHoursSpecification", "dayOfWeek": "Saturday", "description": "By appointment only" } ], "areaServed": [ "Fremont", "Port Clinton", "Perrysburg", "Toledo", "Sandusky", "Columbus" ] } --- [![Insurance Specialists of Ohio logo](/assets/insurance-specialists-ohio-logo-BxmO8hyd.webp)](/) [Home](/) Insurance [Auto Insurance](/insurance/auto)[Home Insurance](/insurance/home)[Business Insurance](/get-a-quote)[Motorcycle Insurance](/insurance/motorcycle)[RV Insurance](/insurance/rv)[Farm Insurance](/get-a-quote)[Boat Insurance](/insurance/boat)[Life Insurance](/get-a-quote) Why Us? [Meet the Team](/about/team)[Our Carriers](/about/carriers) [Contact](/contact)[Get My Quote](/get-a-quote) [(419) 930-5940](tel:+14199305940)[Get My Quote](/get-a-quote) [Auto Insurance](/insurance/auto) [Home Insurance](/insurance/home) [Business Insurance](/insurance/commercial) [Flood Insurance](/insurance/flood) [Condo Insurance](/insurance/condo) [Renters Insurance](/insurance/renters) [Umbrella Insurance](/insurance/umbrella) [Motorcycle Insurance](/insurance/motorcycle) [Boat Insurance](/insurance/boat) [Jet Ski Insurance](/insurance/jet-ski) [RV Insurance](/insurance/rv) [Golf Cart Insurance](/insurance/golf-cart) [Manufactured Home Insurance](/insurance/manufactured) [Builders Risk Insurance](/insurance/builders-risk) [Travel Insurance](/insurance/travel) [Pet Insurance](/insurance/pet) [Auto Insurance](/insurance/auto) [Home Insurance](/insurance/home) [Business Insurance](/insurance/commercial) [Flood Insurance](/insurance/flood) [Condo Insurance](/insurance/condo) [Renters Insurance](/insurance/renters) [Umbrella Insurance](/insurance/umbrella) [Motorcycle Insurance](/insurance/motorcycle) [Boat Insurance](/insurance/boat) [Jet Ski Insurance](/insurance/jet-ski) [RV Insurance](/insurance/rv) [Golf Cart Insurance](/insurance/golf-cart) [Manufactured Home Insurance](/insurance/manufactured) [Builders Risk Insurance](/insurance/builders-risk) [Travel Insurance](/insurance/travel) [Pet Insurance](/insurance/pet) [Auto Insurance](/insurance/auto) [Home Insurance](/insurance/home) [Business Insurance](/insurance/commercial) [Flood Insurance](/insurance/flood) [Condo Insurance](/insurance/condo) [Renters Insurance](/insurance/renters) [Umbrella Insurance](/insurance/umbrella) [Motorcycle Insurance](/insurance/motorcycle) [Boat Insurance](/insurance/boat) [Jet Ski Insurance](/insurance/jet-ski) [RV Insurance](/insurance/rv) [Golf Cart Insurance](/insurance/golf-cart) [Manufactured Home Insurance](/insurance/manufactured) [Builders Risk Insurance](/insurance/builders-risk) [Travel Insurance](/insurance/travel) [Pet Insurance](/insurance/pet) ![Sunrise over downtown Fremont Ohio skyline along the Sandusky River](/__l5e/assets-v1/9162bed7-e34a-41f0-9d7b-9d4ea7db124c/fremont-ohio-sunrise-skyline.jpg) ![Insurance Specialists of Ohio - independent insurance agency Fremont](/assets/insurance-specialists-ohio-logo-BxmO8hyd.webp) # We Help Ohio Homeowners Save on Insurance, Fast Top Ohio carriers compared We shop, you save [Get My Quote](/get-a-quote) Reviews ## What Our Clients Say Real reviews from real Ohio clients on Google. Joni Menkhoff Tara Cagle goes above and beyond! She found us fast, and best price auto insurance after we called around to many agencies. She makes the process so smooth. Very knowledgeable and responds quickly!! Highly recommend!! Thank you, Tara!! Nicole Gee Tara was so helpful in our process! Made things very easy for us and we are so thankful for her! And the money she helped us save! We would highly recommend going to tara for any of your insurance needs! William Berndt We seriously love our insurance specialist's. Jodi and Tarah always go above and beyond for our family 🙏 I hope more families choose you guys to save money! The first time we choose them they saved us $1200 plus a year on car insurance, boat & home owners together Goliath Mehling Wasn't sure if writing a review for a friend that has made my insurance process problem free. BUT I can not count how many times I have been around Tara after her working hours and she will get a call, a text or a message about insurance and she ALWAYS excuses her self and handles the issue. That is going above and beyond and why I wrote a review. Robert Mooney Where do I even start with this amazing organization! Jody has been my Agent for almost 10 years and I send all my friends and family her way. Don't hesitate, give them a call for " Good Insurance " and a Happy experience. Cassandra Halbeisen Lucy Gutierrez has been amazing she checks for better rates every time my policy is up! She got me a better deal with better insurance at a lower cost every time I contact her with a question she responds quickly. I've referred several people to her and everyone who has switched was so glad they did!!! I'd recommend Lucy to anyone looking to for a reliable trustworthy insurance specialist. Show more reviews (6) [ ![Jodi Henry - Office Manager / Agent at Insurance Specialists of Ohio](/assets/jodi-henry-office-manager-ChyhF4KG.webp) ### Jodi Henry Office Manager / Agent Fremont, OH ](/team/jodi-henry) ### Areas We Serve Fremont Port Clinton Perrysburg Toledo Sandusky Michigan Pennsylvania Indiana Greater Columbus Ohio Insurance Specialists of Ohio helps homeowners and businesses across Fremont, Port Clinton, Perrysburg, Toledo, Sandusky, and the greater Columbus area find affordable auto, home, and commercial insurance. We compare rates from top Ohio carriers so you don't have to, bringing you the right coverage at the right price. [Meet the team →](/about/team) Get In Touch ## Get in Touch With a Local Expert Have questions or ready for a quote? We're here to help, no pressure. [](tel:+14199305940) #### Phone [(419) 930-5940](tel:+14199305940) #### Fax (888) 334-6454 [](mailto:jodi@ins-ohio.com) #### Email [jodi@ins-ohio.com](mailto:jodi@ins-ohio.com) #### Address 219 S Front St, Suite 101 Fremont, OH 43420 #### Business Hours Mon–Fri: 9am – 5pm Sat: By appointment only Sun: Closed Why Choose Us ## Why Ohio Homeowners Trust Us We compare top carriers to find the right protection at the right price. ### Real Humans, Local Support Talk to real people in Ohio, not a call center. We're your neighbors, and we're here for you. ### Fast Quotes, No Long Forms Get competitive quotes in minutes. We do the shopping so you don't have to fill out endless forms. ### Independent Ohio Agency We compare top Ohio carriers to find coverage that fits your needs and your budget. ## Our Preferred Carriers ![Liberty Mutual insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/liberty-mutual-insurance-carrier-logo-BPAR5n2I.webp) ![Celina insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/celina-insurance-carrier-logo-Cmqnlpuf.webp) ![Wyandot Mutual insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/wyandot-mutual-insurance-carrier-logo-DGr-351f.webp) ![Trexis insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/trexis-insurance-carrier-logo-CNHXkQSY.webp) ![Grange insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/grange-insurance-carrier-logo-DlrBWAQh.webp) ![Western Reserve Group insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/western-reserve-group-insurance-carrier-logo-BPFQJ5tX.webp) ![Progressive insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/progressive-insurance-carrier-logo-CpG3buym.webp) ![Travelers insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/travelers-insurance-carrier-logo-DWltxiF2.webp) ![Geico insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/geico-insurance-carrier-logo-B9zvVeLD.webp) ![Hagerty insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/hagerty-insurance-carrier-logo-mrMr7Ne4.webp) ![Mapfre insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/mapfre-insurance-carrier-logo-DxyFm7fV.webp) ![National General insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/national-general-insurance-carrier-logo-DlSe0Nm9.webp) ![Foremost insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/foremost-insurance-carrier-logo-DwuiEkBJ.webp) ![Grinnell Mutual insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/grinnell-mutual-insurance-carrier-logo-C7oNiYOT.webp) ![Grundy insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/grundy-insurance-carrier-logo-Yv6UUq7b.webp) ![Liberty Mutual insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/liberty-mutual-insurance-carrier-logo-BPAR5n2I.webp) ![Celina insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/celina-insurance-carrier-logo-Cmqnlpuf.webp) ![Wyandot Mutual insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/wyandot-mutual-insurance-carrier-logo-DGr-351f.webp) ![Trexis insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/trexis-insurance-carrier-logo-CNHXkQSY.webp) ![Grange insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/grange-insurance-carrier-logo-DlrBWAQh.webp) ![Western Reserve Group insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/western-reserve-group-insurance-carrier-logo-BPFQJ5tX.webp) ![Progressive insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/progressive-insurance-carrier-logo-CpG3buym.webp) ![Travelers insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/travelers-insurance-carrier-logo-DWltxiF2.webp) ![Geico insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/geico-insurance-carrier-logo-B9zvVeLD.webp) ![Hagerty insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/hagerty-insurance-carrier-logo-mrMr7Ne4.webp) ![Mapfre insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/mapfre-insurance-carrier-logo-DxyFm7fV.webp) ![National General insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/national-general-insurance-carrier-logo-DlSe0Nm9.webp) ![Foremost insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/foremost-insurance-carrier-logo-DwuiEkBJ.webp) ![Grinnell Mutual insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/grinnell-mutual-insurance-carrier-logo-C7oNiYOT.webp) ![Grundy insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/grundy-insurance-carrier-logo-Yv6UUq7b.webp) ![Liberty Mutual insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/liberty-mutual-insurance-carrier-logo-BPAR5n2I.webp) ![Celina insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/celina-insurance-carrier-logo-Cmqnlpuf.webp) ![Wyandot Mutual insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/wyandot-mutual-insurance-carrier-logo-DGr-351f.webp) ![Trexis insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/trexis-insurance-carrier-logo-CNHXkQSY.webp) ![Grange insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/grange-insurance-carrier-logo-DlrBWAQh.webp) ![Western Reserve Group insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/western-reserve-group-insurance-carrier-logo-BPFQJ5tX.webp) ![Progressive insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/progressive-insurance-carrier-logo-CpG3buym.webp) ![Travelers insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/travelers-insurance-carrier-logo-DWltxiF2.webp) ![Geico insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/geico-insurance-carrier-logo-B9zvVeLD.webp) ![Hagerty insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/hagerty-insurance-carrier-logo-mrMr7Ne4.webp) ![Mapfre insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/mapfre-insurance-carrier-logo-DxyFm7fV.webp) ![National General insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/national-general-insurance-carrier-logo-DlSe0Nm9.webp) ![Foremost insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/foremost-insurance-carrier-logo-DwuiEkBJ.webp) ![Grinnell Mutual insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/grinnell-mutual-insurance-carrier-logo-C7oNiYOT.webp) ![Grundy insurance carrier - Insurance Specialists of Ohio insurance carrier - partnered with Insurance Specialists of Ohio in Fremont](/assets/grundy-insurance-carrier-logo-Yv6UUq7b.webp) How Can We Help? ## Client Center ### File a Claim Start a claim and track its progress. [More Details](/about/carriers) ### Pay My Bill Pay your insurance bill securely online. [More Details](/about/carriers) ![Insurance Specialists of Ohio - independent insurance agency](/assets/insurance-specialists-ohio-logo-BxmO8hyd.webp) We work to provide policies that protect our clients' assets and well-being. Independent insurance agency serving Fremont, Port Clinton, Perrysburg, Toledo, Sandusky, and the greater Columbus area. #### Contact (419) 930-5940 Fax: (888) 334-6454 jodi@ins-ohio.com 219 S Front St, Suite 101 Fremont, OH 43420 #### Business Hours Mon–Fri: 9am – 5pm Sat: By appointment only Sun: Closed [](https://www.facebook.com/)[](https://www.youtube.com/)[](https://www.linkedin.com/)[](https://www.google.com/maps) © 2026 Insurance Specialists of Ohio. All rights reserved. [ Auto ](/insurance/auto)